When Jill’s (Patricia Richardson) mother notifies her that three $50 bonds she bought for the boys have come due, she decides to let Brad, Randy and Mark (Zachery Ty Brian, Jonathan Taylor Thomas, Taran Noah Smith) figure out what to invest them in. When the boys decide to invest in a baseball card, Tim (Tim Allen) takes them to a toy store to make the purchase – but instead the three wind up buying an expensive remote controlled racecar signed by a famous driver. At home, the boys prove unable to keep their hands off this mint-condition keepsake and wind up severely damaging it but trying to hide it. When Tim and Jill discover the damage, they teach the boys a lesson by telling them that a buyer wants to give them $750 for the model – an offer the boys painfully turn down.
Meanwhile, Tim and Al (Richard Karn) go to a job site with the K&B guys to talk about how best to work on the high steel. Things get off track when Tim attempts to zipline down to an outhouse.